Ohh thank you for clarifying the second ball.
Please forgive me I just want to make sure i understand...
There will be one row of 18 stitches, the second row will be 13 stitches, where I bind off three to reduce it down to 13 stitches at the neck line? Then I bind off the those stitches and start working on the front panel?
Thank you for your help. I really do appreciate it.