Thank you thank you thank you!!!
I went to the site recommended and also looked at Amy's video (which I completely missed for some reason), and now I think I've a handle on things. Thanks also to the great description post, which was much, much more clear than the vague instruction given in the books I have.
Thought I was going crazy, really. I was just trying to knit a "nosewarmer," something that looked innocent enough, and it was presented as a beginner/mid-beginner project. You can imagine my panic when faced with "wrap & turn!"
Thanks again--you guys saved me