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Old 08-21-2006, 02:45 PM   #1
XbelovedXoneX
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Quite OT - depressed venting
Life has just been so overwhelming lately. This past year has just been so draining on my emotionally because the finances with my DH and me have been so tough. We owned seperate house before we met, so we are still currently paying 2 mortgages. I had mine up for sale, but not one person called to do a walk through... so now we are hoping to try and rent it out. It is such a weight on our shoulders. Not to mention all the other bills we have. Currently I'm over $800+ overdue on my credit card which I haven't touched in a year. Oh, and last week I discovered his home's property taxes were never included in his mortgage so we are past due on that.

The biggest blow came a month ago when my husband lost his job. To be honest he was the bread winner in our household.

I'm so stressed out and depressed. I have terrible mood swings as a result of having BPD, so this makes it all worse. I really just wish we could fast forward maybe 6 months into the future and have everything be ok...

I just really needed to get somethings out. Thanks to those who read all that!
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Old 08-21-2006, 02:49 PM   #2
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I hope everything works out for you.
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Old 08-21-2006, 03:14 PM   #3
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That's horrible. I hope you can find a buyer for your house soon, and hope that hubby finds a job. Hang in there!
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Old 08-21-2006, 03:15 PM   #4
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I have been down that path. I am so sorry. My mantra was "No company can kill me for owing them money" and "There is no such thing as debtor's prison". It wasn't our fault that DH lost his job. It was absolutely unexpected.

Get thee to a financial counselor (a free one) asap.

Don't try to avoid the problems, they won't go away. You have to face them.

Could you sell the house you're living in more easily? Do you have a realtor, or are you trying to sell it yourself?

We're here if you need to vent.
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Old 08-21-2006, 04:06 PM   #5
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You have the right perspective --- things will be better in a few months, but it is miserable in the mean time!

Take care of yourself. BPD doesn't need added stress.

Take care of your marriage. Money arguements can be ugly.

Rember that this is only a phase! See if you can find any of the Suzi Orman books at the library. She has a very healthy perspective of what money can and cannot be.

Best Wishes!!
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Old 08-21-2006, 04:10 PM   #6
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Thanks everyone!

Sara:

Can you recommend where I would look for a financial counselor? I've never heard of them before.

My husband's job loss was completely unexpected. It's mainly because my DH and the part owner(and former friend) butting heads because the owner was running the business poorly.

We were using a realtor, but have since took it off the market so we can rent it out with a longer lease aggreement. Unfortunately, we wouldn't be able to sell the house we are living in because it is much larger, and since he has a daughter we need the extra room.
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Old 08-21-2006, 04:11 PM   #7
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Sorry about all that is happening. Hang in there. Take a day at a time. Everything will be fine.
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Old 08-21-2006, 04:32 PM   #8
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Old 08-21-2006, 05:19 PM   #9
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Old 08-21-2006, 06:51 PM   #10
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This organization can give you lots of information, they are non-profit and their services are free. CCCS is recognized by the Better Business Bureau.

Good luck, honey!

http://www.moneymanagement.org/
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