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Old 08-21-2006, 09:31 PM   #11
Working the Gusset
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Urgh that blows big time! You know, all I can offer you is the same old thing most will say "it will be better in time, trust me" - 6 years ago, I lost my job - I had a case for tribunal but I never saw it through because I became deeply depressed and the whole thing pretty much devastated me. It cost me my relationship with a really wonderful man who I honestly could have spent the rest of my life with, hes the only one I've met that I ever would have (and we were trying for one) considered having a baby with. The good thing about this relationship ending when it did was the knowledge that through thin times he couldn't stick around, fair weathered friend and all. Thank goodness we didn't have that child!

The bank were foreclosing on me and were trying to force me to sell my home because of the debt of being unemployed for 6 months. They charged me for bouncing payments and they charged admin charges on the bounced payments and interest on the charges and charges on the charges till they had charged me around 600 in total.

I can't tell you how it all worked out in the end, frankly it is still just a huge haze for me, but it did work out and it was a long hard struggle to get there, but slowly and surely the light at the end of the tunnel creeped closer and today, no matter what is thrown at me, I know I'll cope because I was at rock bottom then. As they say, what doesn't kill you makes you stronger.

I can't offer anything to you other than an ear to listen a to hold you and in my best soothingest British accented voice to say "hon, it will get better; hang in there we are all here for you"
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Old 08-21-2006, 10:19 PM   #12
Turning the Heel
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Thanks sooo much everyone. This board really is wonderful with all the support they give everyone. You guys have helped calm me down on more than one occasion! One thing that I've come to realize through this is that if the DH and I can make it through these financial issues as we have we can make it through anything. He has these moments where he's paranoid I might want to leave him because of all the financial issues and the fact that he's trying to start up his own business also, but I couldn't imagine life withough him. Ok, enough sappy stuff!

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Old 08-21-2006, 11:58 PM   #13
Turning the Heel
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Take a deep breath and remember that this, too, shall pass.
You always have your humble little KH community to vent. Hope you feel better soon!
"An eye for an eye makes the whole world blind". ~Gandhi

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Old 08-22-2006, 12:34 AM   #14
Turning the Heel
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All I can suggest is Dave Ramsey's Financial Peace University. It changed our life and we were ready when my husband got laid off (over in the Grand Rapids, MI area). We sold our house and moved out here to Iowa in November. The economy is a lot different over here. Tons of jobs and gas has never been over $2.89. I'm so glad we moved, but I'm even more glad we went through FPU.
We're all adults here. Wait, when did that happen?!?! And how do we get it to stop?!
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Old 08-22-2006, 10:27 AM   #15
Instepping Out
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aw sweetie I am so there with you, in so many ways. I'm in the worst financial situation I have ever been in in my lifetime. seems if it's not one thing, it's another. hang in there, take a deep breath, keep your eyes and head on the better days ahead, and take small steps. *hugs*

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Old 08-22-2006, 07:23 PM   #16
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RE: the sale of your extra house...sometimes all it takes is changing realtors. Back in 1990, we were building a house and we had maxed out our credit cards in addition to taking out a second mortgage to cover the building expenses. Lo and behold, the bottom fell out of the housing market. We lived in Manassas, VA at the time - usually a hot market. I nearly got ulcers because we weren't getting any nibbles. We changed realtors. The new realtor found a buyer in only one day. Pay attention to houses that are selling and who they are listed with.

Good Luck!
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While the earth remaineth, seedtime and harvest, and cold and heat, and summer and winter, and day and night shall not cease
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