Without reading this story, and with the experience I had working for a Visa card company, once a pattern is established they shouldn't get denials. It is a double edged sword - offering security over freedom of usage. There isn't a person that manually approves charges...and if the red flag comes up and the attempt history goes to the fraud prevention unit and they can deal with letting things through with a call to the customer to be sure this is legit. After a while, the history of the type of charge will become normal and less alarming.
Sock knitter's unite to inform the world that yarn is on the rise!!!
One wouldn't think signing up for online genealogy sites would be a scam, but when i was working fraud card disputes, a lot of fraudsters steal a card # and then sign up for the site, get the mother's maiden name of the person whose card # they stole, then go on to do much more damage! Keep that in mind if you see a mysterious charge to a site like this if you are not doing family tree research. The companies are legit, but are being used unwittingly to help fraudsters commit crime. bummer!