Thread Tools Display Modes
Old 08-25-2007, 10:26 PM   #1
Working the Gusset
stitchwitch's Avatar
Join Date: Aug 2006
Location: Tampa area, FL and Gatlinburg, TN
Posts: 1,184
Thanks: 189
Thanked 201 Times in 179 Posts
credit monitoring sites
Anybody have any good credit report monitoring sites. I'm thinking about signing up for the obvious reasons of identity theft prevention, etc. I don't need alot of bells and whistles, just something that will let me know if some miscreant decides to use my good credit rating for their own deviant purposes. Thanks.
stitchwitch is offline   Reply With Quote


This advertising will not be shown to registered members. Join our free online community today!

Old 08-25-2007, 11:24 PM   #2
Grafting the Toe
brendajos's Avatar
Join Date: Apr 2005
Location: Going through your no attention over here
Posts: 6,256
Thanks: 29
Thanked 195 Times in 120 Posts
Send a message via Yahoo to brendajos
I have used the Experian site's credit watch thing in the past. I believe i got to download reports as much as i wanted on there, which i did once a month.

Now I use MyFico which just monitors the score and notifies me any time my score changes. It is $9/month and I get two reports that i can download at any time.

Remember that you also get a free report each year at from each of the big three bureaus.

In the end, unless you think you have something to worry about you can get a 3-in-1 report from any of the bureaus for about $35. So it just depends on if it is worth it to you to pay the extra for the monitoring.
brendajos is offline   Reply With Quote
The Following User Says Thank You to brendajos For This Useful Post:
auburnchick (08-25-2007)
Old 08-26-2007, 08:04 AM   #3
2nd Sock, I Rock
Vendie's Avatar
Join Date: Jul 2005
Location: Rolling around in yarn...
Posts: 8,892
Thanks: 62
Thanked 70 Times in 55 Posts
You are entitled a free credit report every year now, regardless of whether you suspect ID theft.

I've been using (mostly b/c I keep forgetting to cancel it), and it was useful for awhile, but I think it might only monitor TransUnion reports and nothing else.

I have a Discover Card and they recently talked me into signing up for credit monitoring, and I haven't cancelled it yet b/c it's been surprisingly good. It's about $13 a month, that goes on my Discover Card (I really ought to change that, actually). And it doesn't just monitor activity on my card, it monitors my entire credit file with all three reporting agencies. I get a quarterly credit report with scores in addition to alerts when new activity has been reported. And those alerts are fast!
"If you die in Canada, you die in real life!"

It's only uphill until you get to the top of the hill

Vendie is offline   Reply With Quote
Old 08-26-2007, 11:14 AM   #4
Working the Gusset
stitchwitch's Avatar
Join Date: Aug 2006
Location: Tampa area, FL and Gatlinburg, TN
Posts: 1,184
Thanks: 189
Thanked 201 Times in 179 Posts
I pull a credit report from one of the three each quarter from the annual credit report place.
I pulled one again last night, nothing new which is good. I just spent alot of time in the hospital and in doctor's offices recently where I had to constantly give out not only my but my husband's social security number or they wouldn't take my insurance. I guess I'm just being a little paranoid but I don't trust anyone with my ss number anymore.
stitchwitch is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Our credit card was stolen figaro The Lounge 18 07-31-2008 10:04 AM
Credit Card Fraud -- what to do? zkimom The Lounge 19 09-24-2007 11:07 AM
I DID IT..! *PUTTING CREDIT CARD IN FREEZER NOW* snowbear General Knitting 14 09-18-2006 11:42 AM

All times are GMT -4. The time now is 05:00 AM.