Originally Posted by miccisue
I'm sorry, Susi, but I am just not getting what you are saying. You gave your money to your dad. He was supposed to make sure you got enough for living expenses every month. You also took out 2 credit cards for your dad because for some reason he couldn't (what was the reason, BTW?). You also took out a loan for him. The loan is paid. No problem. The credit cards are not. You are spending $800/month for you, your son, your granmother, and your disabled mother.
Here's where I get confused....how does your brother fit into this? If he wasn't involved from the beginning, why do people think he owes them money now? Also, what are you paying your dad $800 for? I thought you were supposed to be getting paid?
I'm just confused over the whole story - you say it isn't your dad's fault, but the way this story goes, it sure seems to be. Everything you did - the loans, the credit cards, the handing over of your account - involves your dad. Until you mentioned your dad telling your brother to send money to the bank (and what does he mean "they won't do it" when talking about the bank?), your brother doesn't appear to be involved at all.
I wish I could tell you something helpful, but I haven't got a clue as to what you're trying to say....maybe I'm just dense and someone else can figure it out.
no sorry i think it was me this morning. i posted it and thought after i could have written taht so much better.
the basics are i gave my dad the money a) to help him set up a new business b) so i could have a small amount each moth for clothes toys etc for my son and any bits i need.
my brother speaks the french no one else is good enough (i am tryign to learn but since i get no money i cant afford lessons, visious circle). i get the equivelant of $800 per month family allouance that i agreed with my parents would pay rent food etc for my son and myself. they also pay for my animals its a cheap rent for me basicly.
every month my brother is asked to transfer $500 into my bank to pay the credit cards, every month he either dosent do it or just sentds half the amount as he's usuallmy spent the rest on dvd's etc for himself (even though its my parents money NOT his or mine for that matter, but it was a past agreement for my dad that i am still more than happy with).
Every time my parents and me ask him he tells me its done and then i check and its not or not in full, leaving me in debt now. i have had debt collecters at the door and at that point he paid the amount, pluss all the charges etc. my credit rating was perfect now its worse than bad.
When i tell my dad its happened again he ends up having a real go at me like ive not bothered doing it!
its now at the point im waiting for 1 of the cards to tell me to pay the balance, which of course i cant do.
it was really a rant as i was at the end of my tether earlier, sorry